LOANS

WE ARE HERE TO HELP WITH GREAT RATES

Whether you need a car, boat, motorcycle, RV, or even just a personal loan, we offer great rates and flexible terms. Applying for a loan is quick and easy!

Motorcycles & ATVs

Boats & RVs

Home Equity Line of credit

Debt Consolidation Loan

Savings Secured Loan

NEW AUTO

as low as

0 %APR*

USED AUTO

as low as

0 %APR*

VISA CREDIT CARD

as low as

0 0%APR*

HELOC

as low as

0 %APR*

Loan Rates

All Rates Effective June 2023

New Autos

TermsAPR* As Low As
Up to 36 Months5.49%
37  –  60 Months5.74%
61  –  72 Months5.99%
73  –  84 Months6.44%

Used Autos

TermsAPR* As Low As
Up to 36 Months5.99%
37  –  60 Months6.49%
61  –  72 Months6.99%
73  –  84 Months7.49%

New Boats, Sail Boats, Boat Trailers, Jet Skies, Wave Runners, ATVs, UTVs

TermsAPR* As Low As
Up to 36 Months6.00%
37  –  48 Months6.16%
49  –  60 Months6.75%
61  –  72 Months6.99%
73  –  84 Months7.49%
85 – 120 Months8.49%

Used Boats, Sail Boats, Boat Trailers, Jet Skies, Wave Runners, ATVs, UTVs

TermsAPR* As Low As
Up to 36 Months6.74%
37  –  48 Months6.99%
49  –  60 Months7.25%
61  –  72 Months7.49%
73  –  84 Months7.99%
85 – 120 Months8.99%

New Motorcycles, Dirt Bikes

TermsAPR* As Low As
Up to 24 Months6.74%
25  –  36 Months6.99%
37  –  48 Months7.24%
49  –  60 Months7.49%
61  –  72 Months7.74%
73  –  84 Months8.24%

Used Motorcycles, Dirt Bikes

TermsAPR* As Low As
Up to 24 Months7.24%
25  –  36 Months7.34%
37  –  48 Months7.74%
49  –  60 Months8.24%
61  –  72 Months8.49%
73  –  84 Months8.74%

New RVs, Motor Homes, Travel Trailers, 5th Wheels Trailers

TermsAPR* As Low As
Up to 36 Months6.49%
37  –  48 Months6.75%
49  –  60 Months6.99%
61  –  72 Months7.49%
73  –  84 Months7.75%
85 – 120 Months7.99%
121 – 180 Months8.49%

Used RVs, Motor Homes, Travel Trailers, 5th Wheels Trailers

TermsAPR* As Low As
Up to 36 Months6.74%
37  –  48 Months6.99%
49  –  60 Months7.25%
61  –  72 Months7.75%
73  –  84 Months7.99%
85 – 120 Months8.49%
121 – 180 Months8.75%

Share Savings Secured Loans

TermsAPR* As Low As
Up to 60 Months3.00%

*APR = Annual Percentage Rate

Personal Loans

TermsAPR* As Low As
Up to 12 Months7.95%
13  –  24 Month8.49%
25  –  36 Months8.99%
37  –  48 Months9.49%
49  –  60 Months10.49%

Visa® Card Rates

Click here for the Visa Classic Credit Card Disclosure

Visa Classic10.50% APRGrace period: 25 days for purchases
Minimum finance charge: $0.50
No annual fees, Balance calculation method average daily balance including new purchases

*APR – Annual Percentage Rate

Please call the credit union for our HELOC and 2nd Mortgage Loan rates and for all current rates, terms and fees.

For all loans, the actual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, mileage, age of collateral, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are no pre-payment penalties for repaying your loan early. All loans are subject to credit approval with the exception of Savings Secured Loans. 

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