LOANS

WE ARE HERE TO HELP WITH GREAT RATES

Whether you need a car, boat, motorcycle, RV, or even just a personal loan, we offer great rates and flexible terms. Applying for a loan is quick and easy!

Motorcycles & ATVs

Boats & RVs

Home Equity Line of credit

Debt Consolidation Loan

Savings Secured Loan

NEW AUTO

as low as

0 %APR*

USED AUTO

as low as

0 %APR*

VISA CREDIT CARD

as low as

0 0%APR*

HELOC

as low as

0 %APR*

Loan Rates

All Rates Effective December 2022

New Autos

TermsAPR*
Up to 36 Months3.89 – 15.74%
37  –  60 Months4.09 – 16.14%
61  –  72 Months4.14 – 16.34%
73  –  84 Months4.54 – 16.54%

Used Autos

TermsAPR*
Up to 36 Months4.39 – 15.44%
37  –  60 Months4.59 – 16.14%
61  –  72 Months4.64 – 16.54%
73  –  84 Months5.14 – 16.84%

Boats, Travel Trailers, Fifth Wheels, Motor Homes and Toy Haulers

TermsAPR*
Up to 36 Months5.50 – 14.14%
37  –  48 Months5.66 – 14.39%
49  –  60 Months5.86 – 14.64%
61  –  72 Months6.06 – 14.89%
73  –  84 Months6.40 – 15.09%
85 – 120 Months6.66 – 15.39%

New Motorcycles

TermsAPR*
Up to 24 Months5.49 – 14.64%
25  –  36 Months5.59 – 14.99%
37  –  48 Months5.69 – 15.34%
49  –  60 Months5.89 – 15.49%
61  –  72 Months6.09 – 15.64%
73  –  84 Months6.49 – 16.14%

Used Motorcycles 

TermsAPR*
Up to 24 Months5.99 – 16.14%
25  –  36 Months6.09 – 16.49%
37  –  48 Months6.19 – 16.64%
49  –  60 Months6.29 – 17.19%
61  –  72 Months6.49 – 17.44%
73  –  84 Months6.99 – 17.64%

Share Savings Secured Loans

TermsAPR*
Up to 60 Months3.00%

*APR = Annual Percentage Rate

Personal Loans

TermsAPR*
Up to 12 Months6.49 – 16.35%
13  –  24 Month6.99 – 16.55%
25  –  36 Months7.49 – 16.99%
37  –  48 Months7.99 – 17.59%
49  –  60 Months8.99 – 18.00%

Visa® Card Rates

Click here for the Visa Classic & Visa Platinum Credit Card Disclosure

Visa Classic10.50% APRGrace period: 25 days for purchases
Minimum finance charge: $0.50
No annual fees, Balance calculation method average daily balance including new purchases
Visa Platinum7.90% APRGrace period: 25 days for purchases
Minimum finance charge: $0.50
No annual fees, Balance calculation method average daily balance including new purchases

*APR – Annual Percentage Rate

Please call the credit union for our HELOC and 2nd Mortgage Loan rates and for all current rates, terms and fees.

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