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Whether you need a car, boat, motorcycle, RV, or even just a personal loan, we offer great rates and flexible terms. Applying for a loan is quick and easy!
All Rates Effective December 2022
New Autos
| Terms | APR* |
| Up to 36 Months | 3.89 – 15.74% |
| 37 – 60 Months | 4.09 – 16.14% |
| 61 – 72 Months | 4.14 – 16.34% |
| 73 – 84 Months | 4.54 – 16.54% |
Used Autos
| Terms | APR* |
| Up to 36 Months | 4.39 – 15.44% |
| 37 – 60 Months | 4.59 – 16.14% |
| 61 – 72 Months | 4.64 – 16.54% |
| 73 – 84 Months | 5.14 – 16.84% |
Boats, Travel Trailers, Fifth Wheels, Motor Homes and Toy Haulers
| Terms | APR* |
| Up to 36 Months | 5.50 – 14.14% |
| 37 – 48 Months | 5.66 – 14.39% |
| 49 – 60 Months | 5.86 – 14.64% |
| 61 – 72 Months | 6.06 – 14.89% |
| 73 – 84 Months | 6.40 – 15.09% |
| 85 – 120 Months | 6.66 – 15.39% |
New Motorcycles
| Terms | APR* |
| Up to 24 Months | 5.49 – 14.64% |
| 25 – 36 Months | 5.59 – 14.99% |
| 37 – 48 Months | 5.69 – 15.34% |
| 49 – 60 Months | 5.89 – 15.49% |
| 61 – 72 Months | 6.09 – 15.64% |
| 73 – 84 Months | 6.49 – 16.14% |
Used Motorcycles
| Terms | APR* |
| Up to 24 Months | 5.99 – 16.14% |
| 25 – 36 Months | 6.09 – 16.49% |
| 37 – 48 Months | 6.19 – 16.64% |
| 49 – 60 Months | 6.29 – 17.19% |
| 61 – 72 Months | 6.49 – 17.44% |
| 73 – 84 Months | 6.99 – 17.64% |
Share Savings Secured Loans
| Terms | APR* |
| Up to 60 Months | 3.00% |
*APR = Annual Percentage Rate
Personal Loans
| Terms | APR* |
| Up to 12 Months | 6.49 – 16.35% |
| 13 – 24 Month | 6.99 – 16.55% |
| 25 – 36 Months | 7.49 – 16.99% |
| 37 – 48 Months | 7.99 – 17.59% |
| 49 – 60 Months | 8.99 – 18.00% |
Visa® Card Rates
Click here for the Visa Classic & Visa Platinum Credit Card Disclosure
| Visa Classic | 10.50% APR | Grace period: 25 days for purchases Minimum finance charge: $0.50 | No annual fees, Balance calculation method average daily balance including new purchases |
| Visa Platinum | 7.90% APR | Grace period: 25 days for purchases Minimum finance charge: $0.50 | No annual fees, Balance calculation method average daily balance including new purchases |
*APR – Annual Percentage Rate
Please call the credit union for our HELOC and 2nd Mortgage Loan rates and for all current rates, terms and fees.
