Search
Close this search box.

HOME LOANS

FINANCING YOUR DREAMS

Envisioning a new home, planning a home remodel, or looking to consolidate debt? We’re here to make it happen! 

Welcome Home

Mortgage Options

We understand the significance of finding the perfect home. That’s why we’re excited to offer a range of mortgage options to meet your unique needs. Whether you’re a first-time homebuyer, looking to refinance, or buying a second home, our competitive rates and flexible terms make homeownership more accessible. Take the first step towards your dream home with SMW 104 FCU’s mortgage options offering low rates and costs, plus no application FREE loan reviews.

Questions? Contact our Lending Team at 510-343-8842 or email lending@smw104fcu.org to get started today!

Unlock Financial Flexibility

Home Equity Line of Credit (HELOC)

Begin leveraging the equity in your home with a line of credit that allows you to borrow as much or as little as you need. Whether you’re planning a home remodel, dream vacation, covering unexpected bills, consolidating high-interest debt, paying for education, or buying a new car…you can use the equity in your home for everything you need!

CALL OR COME IN TODAY!

Questions? Contact our Lending Team at 510-343-8842 or email lending@smw104fcu.org to get started today!

Transforming Equity into Opportunities

HOME equity LOANS

Turn your homeownership into a powerful financial tool with a Home Equity Loan from SMW 104 FCU. Whether you’re looking to fund a major expense or consolidate high-interest debt, our Home Equity Loans offer a lump-sum amount based on the equity in your home. With favorable terms and competitive rates, SMW 104 FCU is dedicated to helping you achieve your financial goals. Explore the possibilities of leveraging your home’s equity.

Mortgage Rates

Home Equity Line of Credit (HELOC) Rates

TERMS APR* As Low As
1 - 180 Months 9.00%

Home Equity Loan Rates

TERMS APR* As Low As
1 - 180 Months 8.99%

For your convenience

Accessibility