Our branch will be closed Fri. 5/30 for Memorial Day. Our mobile and online banking services are available 24/7.
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SAVINGS & MONEY MARKET ACCOUNTS | |
Excessive Money Market Withdrawals (more than 3 per month) | $5.00 each |
Excessive Transfers – Reg D Limit (more than 6 within a calendar month) | $35.00 each |
CHECKING ACCOUNTS | |
Fresh Start Checking | $5.00 monthly |
Check Printing | At Cost, Varies |
Checks Written on Closed Account | $35.00 |
Expedited Bill Payment – Next Day | $35.00 |
Expedited Shipping – Checks | At Cost |
DEBIT CARD & VISA® CREDIT CARD | |
Expedited Shipping Card & PIN | $35.00 each |
Foreign Transaction – Visa® Debit Card & Visa® Credit Card | 1% per transaction |
Network-Imposed Adjustment Fee (ATM or Shared Branch) | $6.00 |
Replacement Card | $10.00 each |
LOANS | |
Collateral Protection Insurance – Placement Fee | $35.00 |
Payment to SMW Loan/Visa® by phone or SMW Website (eCheck or Debit Card) | $1.95/$4.95 each |
Lien Satisfied | $25.00 |
Loan Cancellation (Funded Loan) | $50.00 |
Subordination | $150.00 |
MISCELLANEOUS FEES | |
Account Research | $30.00 per hour |
Certified Mail | $10.00 each |
Check Copy (Official Checks, Share Draft, ATM, or Shared Branch) | $4.00 each |
Check Withdrawal (greater than 2 daily) | $2.00 each |
Dormant Account (Dormant 24 months, balance below $100) | $5.00 monthly |
Escheat | $5.00 |
Expedited Shipping (Overnight Delivery) | $35.00 |
Legal Order Processing (Garnishment, Executions, Levies, etc.) | $35.00 |
Locator | $5.00 annually |
Non-Sufficient Funds (NSF) – any method, including check, ACH, bill payment, debit card/ATM transactions, transfers | $35.00 each |
Returned Deposit Item-any method, including check, ACH, payments | $35.00 per item |
Returned Mail | $5.00 per occurrence |
Statement Copy (Free with eStatement Enrollment), Current Month Free | $2.00 per page |
Stop Payment (Check Draft, ACH, Official Check) | $20.00 |
Wire Transfer – Domestic | $25.00 |
Wire Transfer – International | $50.00 |
*All fees are subject to change without prior notice. Please call us at 800-464-5987 to verify current fees.
SAVINGS & MONEY MARKET ACCOUNTS | |
Excessive Money Market Withdrawals (more than 3 per month) | $5.00 each |
Excessive Transfers – Reg D Limit (more than 6 within a calendar month) | $35.00 each |
CHECKING ACCOUNTS | |
Fresh Start Checking | $5.00 monthly |
Check Printing | At Cost, Varies |
Checks Written on Closed Account | $35.00 |
Expedited Bill Payment – Next Day | $35.00 |
Expedited Shipping – Checks | At Cost |
DEBIT CARD & VISA® CREDIT CARD | |
Expedited Shipping Card & PIN | $35.00 each |
Foreign Transaction – Visa® Debit Card & Visa® Credit Card | 1% per transaction |
Network-Imposed Adjustment Fee (ATM or Shared Branch) | $6.00 |
Replacement Card | $10.00 each |
LOANS | |
Collateral Protection Insurance – Placement Fee | $35.00 |
Payment to SMW Loan/Visa® by phone or SMW Website (eCheck or Debit Card) | $1.95/$4.95 each |
Lien Satisfied | $25.00 |
Loan Cancellation (Funded Loan) | $50.00 |
Subordination | $150.00 |
MISCELLANEOUS FEES | |
Account Research | $30.00 per hour |
Certified Mail | $10.00 each |
Check Copy (Official Checks, Share Draft, ATM, or Shared Branch) | $4.00 each |
Check Withdrawal (greater than 2 daily) | $2.00 each |
Dormant Account (Dormant 24 months, balance below $100) | $5.00 monthly |
Escheat | $5.00 |
Expedited Shipping (Overnight Delivery) | $35.00 |
Legal Order Processing (Garnishment, Executions, Levies, etc.) | $35.00 |
Locator | $5.00 annually |
Non-Sufficient Funds (NSF) – any method, including check, ACH, bill payment, debit card/ATM transactions, transfers | $35.00 each |
Returned Deposit Item-any method, including check, ACH, payments | $35.00 per item |
Returned Mail | $5.00 per occurrence |
Statement Copy (Free with eStatement Enrollment), Current Month Free | $2.00 per page |
Stop Payment (Check Draft, ACH, Official Check) | $20.00 |
Wire Transfer – Domestic | $25.00 |
Wire Transfer – International | $50.00 |
*All fees are subject to change without prior notice. Please call us at 800-464-5987 to verify current fees.