Auto Loans

New and Used Auto Loans

Benefits of Financing with SMW 104 FCU

  • Low interest rates
  • No prepayment penalty
  • Convenient payment options
  • Copy of dealer’s invoice price for new vehicles or Kelly Blue price for used vehicles
  • Guaranteed Asset Protection (GAP).  Please contact the credit union for details and pricing.
  • Mechanical Breakdown Protection.  Please contact the credit union for details and pricing.

 

Important Note: We do not finance vehicles with a Salvaged Title, Lemon Law Buyback Title or Warranty Return Title.

Auto Loan rates

All Rates Effective May 2022


New Autos

TermsAPR*
1 – 12 Months0.99 – 13.24%
13 – 36 Months2.59 – 14.44%
37 – 60 Months2.59 – 14.64%
61 – 72 Months2.84 – 15.04%
73 – 84 Months3.24 – 15.24%

Used Autos

TermsAPR*
1 – 12 Months1.99 – 13.64%
13 – 36 Months3.09 – 14.14%
37 – 60 Months3.09 – 14.64%
61 – 72 Months3.34 – 15.24%
73 – 84 months3.84 – 15.54%

*APR – Annual Percentage Rate

For your convenience

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