Auto Loans

New and Used Auto Loans

Benefits of Financing with SMW 104 FCU

  • Low interest rates
  • No prepayment penalty
  • Convenient payment options
  • Copy of dealer’s invoice price for new vehicles or Kelly Blue price for used vehicles
  • Guaranteed Asset Protection (GAP).  Please contact the credit union for details and pricing.
  • Mechanical Breakdown Protection.  Please contact the credit union for details and pricing.

 

Important Note: We do not finance vehicles with a Salvaged Title, Lemon Law Buyback Title or Warranty Return Title.

Auto Loan rates

All Rates Effective January 2023

New Autos

TermsAPR*
Up to 36 Months3.89 – 15.74%
37  –  60 Months4.09 – 16.14%
61  –  72 Months4.14 – 16.34%
73  –  84 Months4.54 – 16.54%
  

Used Autos

TermsAPR*
Up to 36 Months4.39 – 15.44%
37  –  60 Months4.59 – 16.14%
61  –  72 Months4.64 – 16.54%
73  –  84 Months5.14 – 16.84%
  

*APR – Annual Percentage Rate

For your convenience

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