“Bank” From Anywhere


Being a member of SMW 104 Federal Credit Union means you have the ability to do your banking from anywhere in the country. When a branch office isn’t a convenient option, we’ve got your back!

Online banking and mobile app services are available 24/7. Through these digital services, you can deposit checks, check account balances, transfer funds, apply for loans, use BillPay, and more. If you do not have online services set up for your accounts yet, please visit Online Banking Login to enroll or call us at 800.464.5987 for assistance.

As a member of the CO-OP ATM Network, your ATM card provides you with surcharge-free access to 30,000+ ATMs in the U.S., with 7,500+ of them being deposit-taking. To locate a CO-OP surcharge-free ATM via text message, simply text your location, intersection or zip code to 91989. Within seconds, you’ll receive a text response with the location of the CO-OP ATM nearest the location you requested. Or call 888-748-3266 to find a location by phone.


Access your accounts while you’re on the go using your mobile device via the SMW 104 Federal Credit Union Mobile App. You must be a registered user of SMW 104 Federal Credit Union Online Banking in order to access your account through our Mobile App. To get started with your enrollment, simply contact one of our friendly representatives at 800-464-5987.

Our Mobile App is available on the Apple App Store and the Google Play Store today.

Contact us today with any questions or see our Digital Branch about banking on the go!