SMART Federal Credit Union is a not-for-profit financial institution established in 1962 specifically for sheet metal workers.

We understand the lives, the challenges and the seasonal work of Union workers. We're dedicated to making the financial lives of our members and their families better. We’re here for YOU!

We are A Full-Service Credit Union

Services Designed Just For You​

Built on union values.

Growing with SMART. Stronger together.

Our credit union was founded by union members with a simple belief: when we work together, everyone has the opportunity to become stronger.

What began by serving Sheet Metal Workers Local 104 is growing into something bigger. As SMART Federal Credit Union, we’re proud to extend that same personal service, financial strength and union-centered commitment to eligible SMART members and their families.

NEW AUTO

as low as

0 %APR*

USED AUTO

as low as

0 %APR*

VISA CREDIT CARD

as low as

0 0%APR*

We’ve Got Your Back

NO MATTER WHAT...
WE KNOW LIFE HAPPENS

Our Members Believe in Us

Here Is What They're Saying

You don’t have to have a perfect credit score

TO Achieve your dreams

Whatever You Need...We Can Help!

Built By you, For you!

We've Got
Your Back

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